Top 7 BAS mistakes business owners make — and how to avoid them
1 October
For many business owners, Business Activity Statements can feel like just another administrative task competing for attention.But BAS mistakes can create unnecessary stress, disrupt cash flow and make it harder to understand the true financial...[Read More]
Protect your peace — The power of positive people
1 October
We often think about wellbeing in terms of what we eat, how much we exercise and whether we are getting enough sleep.But there is another part of wellbeing that can be just as important.The people around us.The conversations we have, the energy we...[Read More]
Four strategies to safeguard your financial future
1 October
Financial stability doesn’t usually come by chance; it requires preparation and strategy. Most of us depend on a steady paycheck, but few consider what would happen if it disappeared suddenly. Protecting yourself against financial disaster...[Read More]
The difference between a conventional superannuation and a self-managed super fund (SMSF)
1 October
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]
Advice to give your kids when starting a new job
1 October
Getting your first job is an exciting and stressful time. Kids don’t always know what to do or how to act. Giving them some advice can help them get off to a good start. Explain that they’ve already gotten through the hard part. They made...[Read More]
Scam alert: Investment scams hiding in plain sight
1 October
What’s happeningInvestment scams don’t always start with an obvious sales pitch, they can be subtle. You might come across them in a social media group, through someone you trust, or on a convincing fake news website.Scammers use a range of...[Read More]
Aussies forgoing lifestyle for homes in record numbers
1 October
Australians are willing to cut back their spending in record numbers to afford a property, affirming the ongoing value of home ownership, new data shows.More than 75 per cent of residents were willing to cut their spending back to afford a home, a...[Read More]
Debt concerns: treasurer’s era of cheap-money ending
30 September
Because everyone wants your money, you can charge them more for it.That’s the issue facing governments forced to pay investors more for borrowing cash in the form of bonds.The eye-watering sums being raised by artificial intelligence...[Read More]
Interest rates hit 15-year high as RBA hikes again, up 25 basis points to 4.6 per cent
29 September
The Reserve Bank of Australia has lifted interest rates to their highest level since 2011, putting more pressure on already cash-strapped borrowers.In a unanimous decision, the central bank’s board lifted the cash rate by 25 basis points to 4.6...[Read More]
Investing with confidence: Understanding the fundamentals and the value of advice
24 September
Investing can be one of the most effective ways to build long-term wealth, create financial security and work towards important life goals. But successful investing is rarely about chasing the next big opportunity or trying to predict what markets...[Read More]
7 things retirees wish they had considered in their 40s and 50s
17 September
Retirement often feels a long way off when you are in your 40s and even your early 50s. Life is busy, mortgages are still being paid, children may still be at home, careers are demanding, and there always seems to be another financial priority...[Read More]
Protecting your paycheque: Why income protection matters
17 September
Most of us insure the things we own — our home, our car and even our valuables. But one of our most important financial assets is often overlooked: our ability to earn an income. For most working Australians, regular income is what keeps...[Read More]
Aged care planning: 5 things you may not have considered
24 September
Aged care is something many families do not think about until circumstances force them to. A fall, a hospital stay, declining mobility or memory concerns can suddenly turn what seemed like a future issue into an immediate decision.Planning earlier...[Read More]
Turning retirement dreams into a plan; The life we’ve been working towards – Part 1
24 September
For years, retirement can feel like something waiting somewhere in the distance. There are careers to build, mortgages to pay, children to raise and countless everyday commitments competing for attention. Then, almost unexpectedly, the conversation...[Read More]
BAS matters: Why being organised and on time is good for business
24 September
Running a business comes with plenty of competing priorities. Customers, staff, suppliers, cash flow and growth can quickly take centre stage, while administration gets pushed further down the list.But one obligation that deserves consistent...[Read More]