The power of superannuation, compounding, and staying the course

9 April

Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]

April–May tax tips for Aussie small businesses: Get ahead before EOFY

9 April

As the financial year draws to a close, April and May are two of the most important months for small business owners across Australia. Rather than scrambling in June, this is the ideal window to get organised, optimise your position, and potentially...[Read More]

Starting a business? Here’s what to think about before you dive in

9 April

Launching a business is an exciting step, whether you’re turning a passion into profit or building something from the ground up. But before you register a name and start trading, there are important legal and strategic considerations that can make...[Read More]

Credit card points schemes in firing line after tweaks

9 April

Overseas trips and hotel stays funded through credit reward schemes could be in trouble as Australia’s central bank cuts fees on card transactions. The Reserve Bank has revamped card usage by banning surcharge payments and cutting interchange...[Read More]

Building the right team when buying an investment property

2 April

Purchasing an investment property is a major financial decision. For many Australians, it involves committing significant capital, taking on long-term debt, and relying on the property to help build wealth over time. Investment properties can...[Read More]

Starting or restarting a Fitness Regime in Your 60s

2 April

If you’re over 60, regular exercise is essential for maintaining health, energy, and independence. It reduces the risk of serious conditions such as heart disease, diabetes, and osteoporosis.    However, starting or restarting a fitness regime...[Read More]

Scam alert: Personal loan scams

2 April

What’s happening Scammers are setting up fraudulent websites offering personal loans. They are also posting online advertisements for their services on social media platforms. Once your application for a loan is approved, you’ll receive an...[Read More]

Surcharge fees no more, but will consumers save a buck?

2 April

WHAT’S CHANGING * Surcharges costing consumers $1.6 billion a year will be removed on EFTPOS, Mastercard and Visa card transactions * The cap on interchange fees paid by businesses will be lowered, forecast to save them $910 million a year and...[Read More]

Fuel pain to last longer despite tax cut kicking in

2 April

Motorists will need to wait longer for cheaper fuel as a tax cut might take weeks to start flowing through the bowser, as Labor resists turning to fuel rationing to shore up supply. The federal government’s halving of the fuel tax will begin on...[Read More]

Fuel relief may not be enough to help stressed budgets

1 April

Households already under pressure from higher interest rates will still face a cost wall of elevated fuel prices, despite government efforts to take some of the heat out. Two of Australia’s biggest banks have recorded spikes in spending at petrol...[Read More]

‘Unfair’ subscription traps to be banned in new rules

1 April

Unfair trading practices such as subscription traps and drip pricing will be banned under reforms designed to bolster protections for consumers. The Albanese government introduced laws to parliament on Wednesday to put an end to tactics used by...[Read More]

Staying the course: Navigating share market volatility with confidence

26 March

Market volatility is a natural and expected part of investing. At various points in time, investors will see their portfolios and superannuation balances rise and fall—sometimes sharply. While these movements can feel unsettling, particularly...[Read More]

Financial myths you shouldn’t fall for this April Fools Day!

26 March

April Fools’ Day has a long and rich history of harmless trickery, and it can be very entertaining if you manage to fool your family or friends. However, if you’re gullible, April Fools’ Day may not be as much fun. Falling for false...[Read More]

Super funds urged to improve advice to help retirees

26 March

Australia’s superannuation industry is being nudged to do a better job supporting and educating members once they decide to retire, rather than simply counting dollars while they work. Super funds do a good job helping Australians build a nest...[Read More]

Sticky situation as super changes stretch small firms

26 March

Rising costs and cash flow pressures could force thousands of small business owners to dip into personal savings to comply with new superannuation rules. Changes slated for July 1 require employers to pay employees superannuation at the same time as...[Read More]